Click now to try our service without any obligation to buy.
Most other companies make you pay up front before you have seen what you're going to get. We don't.

You can try our service free of charge. We have nothing to hide.

Only after you have checked that our service gives you what you want in your Will, and only after you have viewed a Summary of what will appear in your Will, and only after you have viewed the first few paragraphs of your actual Will, will we ask you to pay.

What's more, if you find anything legally wrong with your Will and it's our fault then we will correct the error and give you a 100% refund.
We do not confuse you with complicated forms.

Instead we ask you simple questions with straightforward multiple-choice answers.

Based on those answers, we then ask you to enter only the information that we require.

The result is that you can write the Will that you want accurately, easily and quickly.

Click now to find out for yourself without any obligation to buy.
Once you've paid for your Will and/or LPA, you can make UNLIMITED re-writes of your document(s) for FREE for 60 days.

During that period, only if you want us to check your amended document(s) do we make a charge - and even then it's only £9.99+VAT per document.

Additonally, once the 60 day period has expired all subsequent re-makes of your documents will receive a 40% discount - with further re-writes again being free for another 60 days.
PROFESSIONAL DOCUMENTS

Solicitors were involved in the design of this site and your Will document is generated from the same database of words and phrases used by lawyers up and down the UK.
During the design process, every conceivable permutation of Will which can be produced from our Intelligent Online Questionnaire © was 'pre-checked'.

PROFESSIONAL CHECKING SERVICE

As an extra safeguard for 100% peace of mind, every Will purchased from this site is individually checked by a professionally qualified Willwriter. This service also extends to all Lasting Powers of Attorney purchased.

Our Professional Checking Service takes the form of an email that you will receive within 2 working days of the purchase of your documents. This email will EITHER give your documents the 'all clear' (in which case you can use the versions you downloaded at purchase time) OR suggest alterations to be made – with a direct facility to contact us if you require further clarification.

As an optional extra, if you have purchased our Printing & Binding Service, we don't suggest alterations to be made. Instead, we make them for you, and generate and email (and later post) to you the corrected documents.

Finally, if you want us to check your document(s) after signature then with our Free Attestation Checking Service we give you an email address to which you can send the signed page(s) and we will email you back within 2 working days to tell you whether or not the signing/witnessing process appears to have been correctly carried out.
Our system is quick - really quick. Once our questionnaire has loaded up (which takes only a few seconds) response time is immediate.

You can break off at any time, save what you've entered, then come back later to continue.

Once you've completed and paid for your Will, you get it straight away – both as an immediate download and in an email.

You can have your Will printed - and ready to sign in the presence of 2 witnesses to make it legal - in just a few minutes.

Click now to find out for yourself without any obligation to buy.
This is just a small selection of the comments we have received from our Customers about our service :-

"I have been delighted with your service and have been telling all my friends and family about it! Thank you."
- C.I.L.  Bath.

"Just writing to congratulate you on the excellent will-writing service which you provide, and I have just used.
The software you use is awesome and you make what could be a complicated task very easy. I will be pleased to recommend your service to others. "
- Mr A.G.  Hythe, Kent.

"A very professional and friendly service. We are very happy with the Wills you have created - and we are busy trying to get our friends to use you !"
- R. & A.B.  Manchester.

"An excellent service - quick, comprehensive, efficient. We have found the supporting documentation most helpful. Thank you for enabling us to sort out this important task in our lives."
- Mr. & Mrs. K.F.  Cambridge.
When you use our service, your details are entered over a secure SSL link and are stored on our system using sophisticated encryption to ensure that your data is 100% safe.

We will never reveal, give, or sell your details to any third party without first obtaining your permission. And you can ask us to remove your details entirely from our system at any time.

Finally, once you've made your Will with us and signed and witnessed it, you'll have the peace of mind of knowing that if you lose it, you can re-print and re-sign it at any time.
We are Members of the Society of Willwriters - the UK's most respected regulatory body for the Willwriting Profession.

You can therefore rest assured that when you deal with us:-
  • You are dealing with an approved and professional organisation.
  • If you have a grievance with us and we do not answer it satisfactorily, you have somewhere to take it further.
Your LPA document will be supplied in electronic PDF format, fully completed on your behalf and requiring only the signatures of you, your witnesses, and your Attorneys.

(Your Certificate Provider must, alas, complete their short section in their own hand for the document to be legal)

Please also read our note at the bottom of this page regarding the cost of registration of an LPA.
The signing process can differ according to what is contained in the LPA, but this will not be a problem for you because we will give you detailed and personalised step-by-step instructions for what to do e.g.

“Ensure A and B are in the room with you. Turn to page 13 and sign in box 14 while A and B watch”

The instructions are so precise and easy to follow that we have yet to hear of one of our LPAs being refused registration.

Please read our note at the bottom of this page regarding the cost of registration of an LPA.
We give you direct access to all of the documents you will need over the lifetime of your LPA, including all of the documentation required to register it.

(Please read our note at the bottom of this page regarding the cost of registration of an LPA.)
The questionnaire is a simple multiple-choice format and allows you to complete either just an LPA-PA, or an LPA-PA plus an LPA-HW.

(Don't worry if you only want an LPA-HW – you can choose which documents to purchase at the end)

When you've completed the questionnaire, all you then have to do is check the Summary, Pay, Download, Print and Sign.

(Please read our note at the bottom of this page regarding the cost of registration of an LPA.)
When you've completed the questionnaire we show you a simple plain English summary of your LPA, so you can check that what you've entered corresponds to what you want the document to say.

If you find something wrong, you can go back and correct it. Alternatively if you've no more time to spare you can save your details and come back later.

At this point you will still not have been asked to pay anything.
You can choose to purchase any or all of the following:-
  • LPA-PA
  • LPA-HW (if you've completed one)
  • Document correction, printing, and binding (additional charge)
A ‘Lasting Power of Attorney - Property & Financial Affairs’ (‘LPA-PA’) allows you to appoint somebody to look after your money and property and other related affairs if for any reason you become unable to manage them yourself e.g.
  • You suffer an accident and are confined to bed or hospital
  • You suffer a more serious accident which permanently incapacitates you
  • You become mentally incapacitated or develop dementia as a result of old age or for some other reason
(Note: The LPA-PA effectively replaces the old Enduring Power of Attorney (EPA))
A ‘Lasting Power of Attorney – Health and Welfare’ (‘LPA-HW’) allows you to appoint somebody to make personal health and welfare (including, if you specify in the LPA-HW, life-sustaining treatment) decisions on your behalf if for any reason you become unable to make them yourself e.g.
  • You suffer an accident and are confined to bed or hospital
  • You suffer a more serious accident which permanently incapacitates you
  • You become mentally incapacitated or develop dementia as a result of old age or for some other reason
The questionnaire is a simple multiple-choice format and allows you to complete either just an LPA-PA, or an LPA-PA plus an LPA-HW.

Don't worry if you only want an LPA-HW – you can choose which documents to purchase at the end.
As current legislation stands, if somebody has to go into long term care the Local Authority has the power to seize all but £23,250 of their assets as a contribution towards the cost of that care.

Up until April 2015 that included being able to force the sale of their home, but from April 2015 (under a new ‘Universal Deferred Payments Scheme’, intended to prevent anyone from having to sell their home in their lifetime to pay for residential care) local authorities will instead be able to take an interest-bearing charge on the property of an individual against the cost of care fees, to be repaid after the individual’s death. Interest will be chargeable throughout the lifetime of the deferred payment.

So, whilst your home will not be sold while you are alive, its value will still be used to pay for your care costs - preventing you from being able to pass it on to your loved ones.

This issue is real: Official government statistics show that the some 69,000 homes each year have their equity used to fund long term care (which is equivalent to one home every four minutes).

If you are a couple and you jointly own your home then your home is at risk of being taken from your loved ones once you have both passed on, sold, and used to pay for the costs - plus interest - of your long term care.

However, you can easily protect at least 50% of your home by making a pair of Protective Property Trust Wills.
Click the large ‘START HERE’ button and we will lead you through the very simple 2-step process of protecting your home from the Local Authority:-
  1. Making Protective Property Trust Wills
  2. Ensuring that you own your home as ‘Tenants in Common’
That’s all there is to it. If you are interested in the detail of how it all works, please read ‘How do Protective Property Trust Wills work?’ further down this page.
Your Wills will be straightforward Mirror Wills that include a ‘Protective Property Trust’.

You will also be able to specify gifts and/or legacies, state who you wish to inherit your Estate, and appoint Guardians for any children you have under 18.

In other words, your Protective Property Trust Wills will cover your entire requirement for a Will and not just the ‘Property Protection’ angle.
For your Property Protection Trust Wills to work, you must jointly own your property as ‘Tenants in Common’.

You don’t need to know what this means (although see ‘Frequently Asked Questions’ further down this page if you are curious). All you need to know is that:-
  • We will lead you through the simple process of checking
     
  • If you need to take action then we will lead you through the simple process of creating the necessary documentation (note if this is necessary there is a further £39.99+VAT charge for this part of the service).
Click now to draft a Single Will without any obligation to buy.
Click now to draft a pair of Mirror Wills without any obligation to buy.
    Select this option if you are not quite sure which type of Will you want.
On August 17th 2015 a new European regulation came into force. The new regulation is technically called Regulation 650/2012 but is more commonly known as ‘Brussels IV’.

This regulation allows you to now override the ‘forced heirship’ succession laws in an EU country in which you hold assets and instead have the succession laws of the country of your nationality apply.

All new Wills made at tenminutewill.co.uk allow you to take advantage of this new regulation.
Click here to login if your details are already stored with us.
Wills produced since 2001:
163451
Family Group

News

RNRB

The so-called ‘Residence Nil-Rate Band’ (the ‘RNRB’) came into effect on April 6th 2017 and we are advising ALL of our clients to review their Wills. For deaths after 6 April 2017 a person will have two separate nil rate bands, providing certain conditions are met. There will be the ‘ordinary’ NRB, currently frozen at £325,000 and due to stay this way until 2020/21. There will also be the RNRB which will be introduced at £100,000 per person and will rise by £25,000 per tax year until it reaches £175,000 in 2020/21, after which point it will rise in line with the consumer prices index. The availability of the RNRB will be dependent upon a number of conditions being met. In short, to qualify for the RNRB a person must die on or after 6 April 2017, they must have possessed a qualifying residential interest, all or part of this interest must be left to their direct descendants or spouse of their descendants (‘closely inherited’) and their estate must not exceed the taper threshold to a point that the entire RNRB is taped away. If the residence is left via a Discretionary Trust then it will NOT qualify for the RNRB so anybody with Discretionary Trust Wills hoping to use the RNRB should change to normal Mirror Wills immediately. Please contact us if you have a query on this subject.
(14/12/2017)
 

Almost 3/4 have no Will

According to a recent study, less than 3 in 10 people in the UK have a Will. Last year the Treasury - in effect the Taxman - ended up taking over £50m from people who died ‘intestate’ - without a Will. Making a Will has never been more important. The Laws of Intestacy (the rules applied if you die without a Will - see ‘What if I have no Will?’ on the left hand side of this page for details) rarely mean that your Estate goes to whom you wanted it to, and what’s more the process takes a lot more time - and costs more - than if you had made a Will. All this at a time of great distress for your relatives and loved ones.

People put off making a Will for a number of reasons - often cost and time. That is why TenMinuteWill exists: we provide a service that allows people to make a Will quickly, easily and affordably in their own time. More and more people are taking advantage of the Internet to complete this essential task in their lives: since we started providing this service in 2001 over 100,000 Wills have been made using our service.
(09/12/2017)
 

Brussels IV

On August 17th 2015 a new European regulation came into force. The new regulation is technically called Regulation 650/2012 but is more commonly known as ‘Brussels IV’.  All new Wills made at tenminutewill.co.uk allow you to take advantage of this new regulation.

The regulation allows you to now override the ‘forced heirship’ succession laws in an EU country in which you hold assets and instead have the succession laws of the country of your nationality apply.

English common law means English testators can leave their assets to whomsoever they wish, (subject to the Inheritance Family Provisions legislation). This is known as ‘testamentary freedom’.

In continental Europe, however, a big part of an estate (often around half) is reserved for the surviving children of the deceased and must be equally divided between them. This ‘forced heirship’ makes it impossible to disinherit financially irresponsible children; it also makes it hard to reward the deserving by, say, leaving more to a daughter who gave up a career to care for her ailing parents.

Put more simply, a married couple may not leave ‘everything to each other’ upon first death.

Also ‘clawback’ laws in many countries stop parents from dodging forced heirship by giving assets away in their lifetime. This applies to gifts made in the last years of life (two years in Austria, ten in Germany), or much longer: in some countries, no time limit applies.

If you are resident in England with real estate in France, for example, the laws of forced heirship would apply to that part of your estate in France.

By using tenminutewill.co.uk you are able to take advantage of ‘Brussels IV’ and override these local laws.
(04/12/2017)
 

New Intestacy Laws

On October 1st 2014 the Inheritance and Trustees’ Powers Act 2014 came into effect. Changes have been made to the Intestacy Laws, the definition of ‘chattels’ in a Will, and the definition of ‘children’ for the purposes of the Inheritance (Provision for Family and Dependants) Act 1975. Our website and products have been amended to incorporate all of these changes.
(26/11/2017)
 

Beware rogue traders

On June 13th 2014 the new Consumer Contracts Regulations came into effect. You can view a summary of your rights here. TenMinuteWill implemented changes to its business processes in time, but we are aware of several companies in the online legal market who did not - and even some who openly flaunt the regulations. Of course it is your right to choose to use whoever you wish when making your Will and/or Lasting Power of Attorney, but the best way to rid the market of these rogue traders is to make them go out of business by refusing to deal with them.
(16/11/2017)
 

Providing for your children

We are often asked the question: ‘How can we ensure that the Guardians of our children have money to look after them until the children are old enough to inherit?’
With our Wills, this is already taken care of: a clause is included to permit your Executors (who are also the Trustees of the Will) to draw from your children's inheritance to provide for their ‘Education, Maintenance and Benefit’ at any time, up to the entire amount they are due to inherit. Such ‘drawing’ of funds can also be done in the form of simply paying money to your children's Guardians and leaving the rest to them.
So in other words you do not have to worry about this issue: if you have one of our Wills then a standard clause in the Will has already taken care of it.
(17/10/2017)
 

Sign and Witness your Will

Recent cases in the courts have highlighted once more how important it is to properly sign your Will in front of 2 witnesses who must then sign while you watch. All Will packages purchased from TenMinuteWill include clear instructions for performing this straightforward process: who can and cannot be a witness (just about anybody over 18 so long as they are not a beneficiary of the Will), who signs where and in what order. The signing and witnessing process takes just 2 minutes and then your Will is fully legal. It couldn’t be easier. When a lawyer attempts to challenge a Will the very first thing he will do is try to prove that it wasn’t correctly signed and witnessed. All too often he will succeed if you haven’t spent that important 2 minutes properly finalising your Will.
(17/09/2017)
 

Winehouse died Intestate

Recent reports based on filings made in probate court indicate that Amy Winehouse (who tragically died aged just 27 in July 2011) died ‘intestate’ - without making a Will. The ‘Laws of Intestacy’ therefore take effect and her parents will (eventually) inherit her entire estate of approximately £3 million after tax. Amy Winehouse is alleged to have still had a close relationship with her ex-husband Blake Fielder-Civil. Furthermore, she was said to be close to her older brother Alex. Whether or not Amy Winehouse intended for either of them - or anyone else - to receive something from her estate nobody will ever know for sure. By not making a Will, she lost out on the opportunity to leave anyone anything. Amy Winehouse provides yet another example of why it is so important to make a Will.
(19/07/2017)
 

Avoid IHT by putting Life Policies in Trust

Just about the easiest way of avoiding Inheritance Tax (‘IHT’) is by putting a life insurance policy in trust. If you have a life insurance policy not held in trust (i.e. with no beneficiary nominated) then when you die the value of the policy will be added to your estate. As a result, if your assets (including the life insurance policy) are worth more than £325,000 then 40% of the amount over £325,000 (i.e. up to 40% of the entire policy value) would go straight to the Taxman on your death. However, if you place the policy in trust then the funds will go directly to your nominated beneficiaries upon your death and therefore be deemed outside your estate and free of IHT. This can make the difference between paying IHT and not paying IHT.
(30/05/2017)
 

 

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