Click now to try our service without any obligation to buy.
Most other companies make you pay up front before you have seen what you're going to get. We don't.

You can try our service free of charge. We have nothing to hide.

Only after you have checked that our service gives you what you want in your Will, and only after you have viewed a Summary of what will appear in your Will, and only after you have viewed the first few paragraphs of your actual Will, will we ask you to pay.

What's more, if you find anything wrong with your Will and it's our fault then we will correct the error and give you a 100% refund.
We do not confuse you with complicated forms.

Instead we ask you simple questions with straightforward multiple-choice answers.

Based on those answers, we then ask you to enter only the information that we require.

The result is that you can draft the Will that you want accurately, easily and quickly.

Click now to find out for yourself without any obligation to buy.
At tenminutewill.co.uk we are entirely up-front about our costs and, once you've made your Will and/or LPA, you can make UNLIMITED re-writes of your document(s) for FREE.

Only if you want us to check your amended document(s) do we make a charge – and even then it’s only £9.95.

What's more, we also understand that if you like our service you will want to recommend it to your friends. For every friend that you refer to us who makes their Will and/or LPA using our service, we add 2 free ‘re-checks’ to your account (value £19.90). Thousands of our Customers have already taken advantage of this offer.
PROFESSIONAL DOCUMENTS

Solicitors were involved in the design of this site and your Will document is generated from the same database of words and phrases used by lawyers up and down the UK.
During the design process, every conceivable permutation of Will which can be produced from our Intelligent Willwriting Composer © was ‘pre-checked’.

PROFESSIONAL CHECKING SERVICE

As an extra safeguard for 100% peace of mind, every Will purchased from this site is individually checked by a professionally qualified Willwriter. This service also extends to all Lasting Powers of Attorney purchased.

Our Professional Checking Service takes the form of an email that you will receive within 2 working days of the purchase of your documents. This email will EITHER give your documents the ‘all clear’ (in which case you can use the versions you downloaded at purchase time) OR suggest alterations to be made – with a direct facility to contact us if you require further clarification.

As an optional extra, if you have purchased our Printing & Binding Service, we don’t suggest alterations to be made. Instead, we make them for you, and generate and email (and later post) to you the corrected documents.
To complete your Will, you don't have to contact us and you don't have to wait for us to contact you. You do everything online.

Once you've completed and paid for your Will, you get it straight away – both as an immediate download and in an email.

You can have your Will printed - and ready to sign in the presence of 2 witnesses to make it legal - in just a few minutes.
This is just a small selection of the comments we have received from our Customers about our service :-

"I have been delighted with your service and have been telling all my friends and family about it! Thank you."
- C.I.L.  Bath.

"Just writing to congratulate you on the excellent will-writing service which you provide, and I have just used.
The software you use is awesome and you make what could be a complicated task very easy. I will be pleased to recommend your service to others. "
- Mr A.G.  Hythe, Kent.

"A very professional and friendly service. We are very happy with the Wills you have created - and we are busy trying to get our friends to use you !"
- R. & A.B.  Manchester.

"An excellent service - quick, comprehensive, efficient. We have found the supporting documentation most helpful. Thank you for enabling us to sort out this important task in our lives."
- Mr. & Mrs. K.F.  Cambridge.
When you use our service, your details are entered over a secure SSL link and are stored on our system using sophisticated encryption to ensure that your data is 100% safe.

We will never reveal, give, or sell your details to any third party without first obtaining your permission. And you can ask us to remove your details entirely from our system at any time.

Finally, once you've made your Will with us and signed and witnessed it, you'll have the peace of mind of knowing that if you lose it, you can re-print and re-sign it at any time.
We are Members of the Society of Willwriters - the UK's most respected regulatory body for the Willwriting Profession.

You can therefore rest assured that when you deal with us:-
  • You are dealing with an approved and professional organisation.
  • If you have a grievance with us and we do not answer it satisfactorily, you have somewhere to take it further.
Click here to login if your details are already stored with us.

DISCRETIONARY TRUST WILLS - £79.95

There is still plenty of mileage in Discretionary Trust Wills

Click here to download our comprehensive Guide to Discretionary Trust Wills, updated to take account of the changes to IHT Thresholds announced on October 9th 2007

Click here to open our Free IHT Calculator to see how much IHT YOU can save

Following the Chancellor's announcement of a doubling of the Inheritance Tax threshold for married couples and civil partners, there appears to no longer be any IHT advantage to making a Discretionary Trust Will if you are married or in a civil partnership.

However, whilst trying to remain politically impartial, IHT is still an issue worth planning for in your Wills - simply because Labour may backtrack or the Conservatives may get in with different proposals or the HMRC will interpret Darling's changes to the advantage of the Government.

Furthermore, the IHT advantages for couples who are NOT married or in a civil partnership of having Discretionary Trust Wills (i.e. avoiding paying IHT twice on the first estate) remain (I.E. YOU CAN STILL SAVE A LOT OF INHERITANCE TAX). This is because the new legislation has no effect on the IHT threshold for un-married couples.

To keep all options open, we recommend a pair of '2 Year Discretionary Trust' Wills. This type of Will basically leaves the entire estate to a Discretionary Trust managed by the appointed Executors, and allows them 100% flexibility to set up any further Trusts required to maximise any potential IHT saving.

What's more, if there is no IHT saving to be had then the Executors can also simply pass the entire estate directly to the surviving spouse/partner - so even in the worst case scenario the effect is no worse than having a pair of normal Mirror Wills.

Finally, once you've paid for a pair of '2 Year Discretionary Trust' Wills at our site, you can login and produce a simple pair of Mirror Wills for no charge and sign/witness them if you decide against Discretionary Trust Wills at a later date. You can also 'swap back' at no charge.

So in the very 'worst case' scenario the most you’re going to lose is the 'extra' you've paid for a pair of 2 Year Discretionary Trust Wills (£79.95) over the cost of a pair of Mirror Wills (£49.95) - i.e. just £30.00. And in the 'best case' you could up saving tens of thousands of pounds in Inheritance Tax.

To summarise, if you're married ...

If you're married or in a civil partnership then as the new legislation stands:-

  • If you've already written a pair of Discretionary Trust Wills using our service, IHT-wise you're no better off and no worse off than you were before.
    We strongly recommend, however, that you login to your account and edit your details to create a pair of '2 Year Discretionary Trust' Wills (and print/execute etc.) as this will keep you in the perfect position to take advantage as and when legislation changes.
    Alternatively, if you login and edit your details to create a straightforward pair of Mirror Wills (and print/execute etc.) then this will simplify your Estate, you'll still get the new double IHT relief, and you'd still be able to login and create a pair of '2 Year Discretionary Trust' Wills at no charge if and when legislation changed in the future.
  • If you have not previously used our service, you can either make a pair of simple Mirror Wills now at a cost of £49.95 and then 'upgrade' at an additional cost of £30.00 to the most suitable Discretionary Trust Will at a later date if new legislation demands it, or bite the bullet now and make a pair of '2 Year Discretionary Trust' Wills (cost £79.95).
    The latter option will mean that you'll be in the best position to take advantage of any future changes in legislation without having to re-make your Wills - and of course you can still 'downgrade' to simple Mirror Wills and then 'upgrade' again as many times as you like for no cost.

... or if you're not married

If you're a couple but neither married nor in a civil partnership, then nothing has changed and YOU CAN STILL SAVE A LOT OF IHT by making Discretionary Trust Wills.

This is because if one of you dies and passes his/her estate to the other, then the first estate attracts IHT at 40% on all assets over the £325,000 threshold and then what's left of it is taxed again at 40% when the second partner dies (assuming that the second partner's estate exceeds the IHT threshold of £325,000).

A pair of Discretionary Trust Wills will still 'ring-fence' a part of the estate for the benefit of your eventual heirs and ensure that IHT is only paid once on it.

Our recommendation is that if you are in such a relationship and your joint estate exceeds £325,000 then you should make a pair of '2 Year Discretionary Trust' Wills as this will not only protect you now but also position you well whatever future legislation may throw at you.

Click here to open our Free IHT Calculator to see how much IHT YOU can save

Click here to download our comprehensive Guide to Discretionary Trust Wills, updated to take account of the changes to IHT Thresholds announced on October 9th 2007

 

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