Click now to try our service without any obligation to buy.
Most other companies make you pay up front before you have seen what you're going to get. We don't.

You can try our service free of charge. We have nothing to hide.

Only after you have checked that our service gives you what you want in your Will, and only after you have viewed a Summary of what will appear in your Will, and only after you have viewed the first few paragraphs of your actual Will, will we ask you to pay.

What's more, if you find anything legally wrong with your Will and it's our fault then we will correct the error and give you a 100% refund.
We do not confuse you with complicated forms.

Instead we ask you simple questions with straightforward multiple-choice answers.

Based on those answers, we then ask you to enter only the information that we require.

The result is that you can write the Will that you want accurately, easily and quickly.

Click now to find out for yourself without any obligation to buy.
Once you've paid for your Will and/or LPA, you can make UNLIMITED re-writes of your document(s) for FREE.

Only if you want us to check your amended document(s) do we make a charge – and even then it's only £24.99+VAT per document.

What's more, we also understand that if you like our service you will want to recommend it to your friends. For every friend that you refer to us who makes their Will and/or LPA using our service, we add 2 free 're-checks' to your account. Thousands of our Customers have already taken advantage of this offer.
PROFESSIONAL DOCUMENTS

Solicitors were involved in the design of this site and your Will document is generated from the same database of words and phrases used by lawyers up and down the UK.
During the design process, every conceivable permutation of Will which can be produced from our Intelligent Online Questionnaire © was 'pre-checked'.

PROFESSIONAL CHECKING SERVICE

As an extra safeguard for 100% peace of mind, every Will purchased from this site is individually checked by a professionally qualified Willwriter. This service also extends to all Lasting Powers of Attorney purchased.

Our Professional Checking Service takes the form of an email that you will receive within 2 working days of the purchase of your documents. This email will EITHER give your documents the 'all clear' (in which case you can use the versions you downloaded at purchase time) OR suggest alterations to be made – with a direct facility to contact us if you require further clarification.

As an optional extra, if you have purchased our Printing & Binding Service, we don't suggest alterations to be made. Instead, we make them for you, and generate and email (and later post) to you the corrected documents.

Finally, if you want us to check your document(s) after signature then with our Free Attestation Checking Service we give you an email address to which you can send the signed page(s) and we will email you back within 2 working days to tell you whether or not the signing/witnessing process appears to have been correctly carried out.
Our system is quick - really quick. Once our questionnaire has loaded up (which takes only a few seconds) response time is immediate.

You can break off at any time, save what you've entered, then come back later to continue.

Once you've completed and paid for your Will, you get it straight away – both as an immediate download and in an email.

You can have your Will printed - and ready to sign in the presence of 2 witnesses to make it legal - in just a few minutes.

Click now to find out for yourself without any obligation to buy.
This is just a small selection of the comments we have received from our Customers about our service :-

"I have been delighted with your service and have been telling all my friends and family about it! Thank you."
- C.I.L.  Bath.

"Just writing to congratulate you on the excellent will-writing service which you provide, and I have just used.
The software you use is awesome and you make what could be a complicated task very easy. I will be pleased to recommend your service to others. "
- Mr A.G.  Hythe, Kent.

"A very professional and friendly service. We are very happy with the Wills you have created - and we are busy trying to get our friends to use you !"
- R. & A.B.  Manchester.

"An excellent service - quick, comprehensive, efficient. We have found the supporting documentation most helpful. Thank you for enabling us to sort out this important task in our lives."
- Mr. & Mrs. K.F.  Cambridge.
When you use our service, your details are entered over a secure SSL link and are stored on our system using sophisticated encryption to ensure that your data is 100% safe.

We will never reveal, give, or sell your details to any third party without first obtaining your permission. And you can ask us to remove your details entirely from our system at any time.

Finally, once you've made your Will with us and signed and witnessed it, you'll have the peace of mind of knowing that if you lose it, you can re-print and re-sign it at any time.
We are Members of the Society of Willwriters - the UK's most respected regulatory body for the Willwriting Profession.

You can therefore rest assured that when you deal with us:-
  • You are dealing with an approved and professional organisation.
  • If you have a grievance with us and we do not answer it satisfactorily, you have somewhere to take it further.
Your LPA document will be supplied in electronic PDF format, fully completed on your behalf and requiring only the signatures of you, your witnesses, and your Attorneys.

(Your Certificate Provider must, alas, complete their short section in their own hand for the document to be legal)

Please also read our note at the bottom of this page regarding the cost of registration of an LPA.
The signing process can differ according to what is contained in the LPA, but this will not be a problem for you because we will give you detailed and personalised step-by-step instructions for what to do e.g.

“Ensure A and B are in the room with you. Turn to page 13 and sign in box 14 while A and B watch”

The instructions are so precise and easy to follow that we have yet to hear of one of our LPAs being refused registration.

Please read our note at the bottom of this page regarding the cost of registration of an LPA.
We give you direct access to all of the documents you will need over the lifetime of your LPA, including all of the documentation required to register it.

(Please read our note at the bottom of this page regarding the cost of registration of an LPA.)
The questionnaire is a simple multiple-choice format and allows you to complete either just an LPA-PA, or an LPA-PA plus an LPA-HW.

(Don't worry if you only want an LPA-HW – you can choose which documents to purchase at the end)

When you've completed the questionnaire, all you then have to do is check the Summary, Pay, Download, Print and Sign.

(Please read our note at the bottom of this page regarding the cost of registration of an LPA.)
When you've completed the questionnaire we show you a simple plain English summary of your LPA, so you can check that what you've entered corresponds to what you want the document to say.

If you find something wrong, you can go back and correct it. Alternatively if you've no more time to spare you can save your details and come back later.

At this point you will still not have been asked to pay anything.
You can choose to purchase any or all of the following:-
  • LPA-PA
  • LPA-HW (if you've completed one)
  • Document correction, printing, and binding (additional charge)
A ‘Lasting Power of Attorney - Property & Financial Affairs’ (‘LPA-PA’) allows you to appoint somebody to look after your money and property and other related affairs if for any reason you become unable to manage them yourself e.g.
  • You suffer an accident and are confined to bed or hospital
  • You suffer a more serious accident which permanently incapacitates you
  • You become mentally incapacitated or develop dementia as a result of old age or for some other reason
(Note: The LPA-PA effectively replaces the old Enduring Power of Attorney (EPA))
A ‘Lasting Power of Attorney – Health and Welfare’ (‘LPA-HW’) allows you to appoint somebody to make personal health and welfare (including, if you specify in the LPA-HW, life-sustaining treatment) decisions on your behalf if for any reason you become unable to make them yourself e.g.
  • You suffer an accident and are confined to bed or hospital
  • You suffer a more serious accident which permanently incapacitates you
  • You become mentally incapacitated or develop dementia as a result of old age or for some other reason
The questionnaire is a simple multiple-choice format and allows you to complete either just an LPA-PA, or an LPA-PA plus an LPA-HW.

Don't worry if you only want an LPA-HW – you can choose which documents to purchase at the end.
As current legislation stands, if somebody has to go into long term care the Local Authority has the power to seize all but £23,250 of their assets as a contribution towards the cost of that care.

Up until April 2015 that included being able to force the sale of their home, but from April 2015 (under a new ‘Universal Deferred Payments Scheme’, intended to prevent anyone from having to sell their home in their lifetime to pay for residential care) local authorities will instead be able to take an interest-bearing charge on the property of an individual against the cost of care fees, to be repaid after the individual’s death. Interest will be chargeable throughout the lifetime of the deferred payment.

So, whilst your home will not be sold while you are alive, its value will still be used to pay for your care costs - preventing you from being able to pass it on to your loved ones.

This issue is real: Official government statistics show that the some 69,000 homes each year have their equity used to fund long term care (which is equivalent to one home every four minutes).

If you are a couple and you jointly own your home then your home is at risk of being taken from your loved ones once you have both passed on, sold, and used to pay for the costs - plus interest - of your long term care.

However, you can easily protect at least 50% of your home by making a pair of Protective Property Trust Wills.
Click the large ‘START HERE’ button and we will lead you through the very simple 2-step process of protecting your home from the Local Authority:-
  1. Making Protective Property Trust Wills
  2. Ensuring that you own your home as ‘Tenants in Common’
That’s all there is to it. If you are interested in the detail of how it all works, please read ‘How do Protective Property Trust Wills work?’ further down this page.
Your Wills will be straightforward Mirror Wills that include a ‘Protective Property Trust’.

You will also be able to specify gifts and/or legacies, state who you wish to inherit your Estate, and appoint Guardians for any children you have under 18.

In other words, your Protective Property Trust Wills will cover your entire requirement for a Will and not just the ‘Property Protection’ angle.
For your Property Protection Trust Wills to work, you must jointly own your property as ‘Tenants in Common’.

You don’t need to know what this means (although see ‘Frequently Asked Questions’ further down this page if you are curious). All you need to know is that:-
  • We will lead you through the simple process of checking
     
  • If you need to take action then we will lead you through the simple process of creating the necessary documentation (note if this is necessary there is a further £39.99+VAT charge for this part of the service).
Click now to draft a Single Will without any obligation to buy.
Click now to draft a pair of Mirror Wills without any obligation to buy.
    Select this option if you are not quite sure which type of Will you want.
On August 17th 2015 a new European regulation came into force. The new regulation is technically called Regulation 650/2012 but is more commonly known as ‘Brussels IV’.

This regulation allows you to now override the ‘forced heirship’ succession laws in an EU country in which you hold assets and instead have the succession laws of the country of your nationality apply.

All new Wills made at tenminutewill.co.uk allow you to take advantage of this new regulation.
Click here to login if your details are already stored with us.
Wills produced since 2001:
159319
Family Group

Protective Property Trust Wills - just £49.99+VAT for a pair of Wills

  • Stop your entire home being used to pay Long Term Care costs (more)
  • Easily complete the entire process within half an hour (more)

Your home will then be protected and you will have :-

  • A pair of Protective Property Trust Wills ready to print and sign (more)
  • Tenants in Common Documentation (if required, £39.99+VAT extra) (more)
Click to Begin

How do Protective Property Trust Wills work ?

First of all, it is important to understand what causes homes to have a charge placed on them in the first place. The Local Authority will place a charge on a person's home to pay for care costs if both of the following are true:-

  • That person is worth more than £23,250 (including the value of their home)
  • They own equity in their home (excluding the mortgage)

So, if one of you dies and the survivor inherits the property, then not only are both of the above are going to be true but the survivor owns 100% of the home. If the survivor then goes into Long Term Care, up to 100% of the home can and will have a charge placed on it by the Local Authority.

So how do Protective Property Trust Wills prevent this from happening? Well, they do so by ensuring that the neither of you ever owns 100% of the property.

On first death, the Protective Property Trust Will states that the first to die does not leave his/her share of the property to the survivor, but he/she does specify that the survivor has the right to live in the property (a ‘Life Interest’ or ‘Right of Residence’). That way:-

  • The survivor only owns 50% of the property (the 50% he/she had always owned)
  • However, he/she can still live in it, due to the ‘Life Interest’

This simple arrangement means that the maximum charge that a Local Authority can place on the home is 50% and not 100%. Admittedly the entire home is still not protected, but protecting half of it is better than not protecting it at all.

Frequently Asked Questions

If we have ‘Property Protection Trust’ Wills do we also need ‘Normal’ Wills?
No. Your ‘Property Protection Trust’ Wills are all you need. In them, you can specify everything that you can specify in ‘Normal’ Wills: gifts, legacies, bequests, Guardians, Funeral Wishes, and who is to get your Residuary Estate.

Is a ‘Life Interest’ in a property the same as a ‘Property Protection Trust’?
Yes.

If the survivor only owns 50% after first death, who owns the other 50%?
It remains in the Estate of the first to die, and is held in Trust by the Trustees of the Will. When the survivor also dies, the Trustees then pass it on to the beneficiaries of the Residuary Estate (or some other person or persons if that is what you say you want).

What happens if the survivor wants to move to another property?
The ‘protection’ arrangement is not affected:- The original property is sold and the proceeds are used to buy the new property, which remains 50% owned by the survivor and 50% owned by the estate of the first to die – i.e. the Protective Property Trust is transferred to the new property. If there is any money left over then 50% of it goes to the survivor and the other 50% is invested by the Trustees of the Will – with the survivor being paid the interest on the investment and, on the death of the survivor, the capital going to whoever then inherits the property.

Do we have to specify the Protective Property Trust in the Will?
No - all you have to do is click ‘Start Here’ at the top right of this page and our online software will automatically do it for you.

What does Tenants in Common mean?
It means that you each own your own share (normally 50%) of the property and you can each leave your share in your Will. With the other form of joint ownership - ‘Joint Tenants’ - the instant one of you dies then their share automatically passes to the survivor (who then owns 100%).

If we are ‘Joint Tenants’ will our Protective Property Trust Wills still work?
No - because on first death the survivor automatically owns 100% of the property. This is why our service includes checking that you are Tenants in Common and changing from Joint Tenants to Tenants in Common if needs be.

Is the ‘Tenants in Common’ included in the Wills?
No - it's completely separate. Once you've completed the Protective Property Trust Wills, we take you through the Tenants in Common process. It is very straightforward and only takes a few minutes.

Do we have to do the ‘Tenants in Common’ before we do the Wills or after?
It doesn't matter whether you do the Wills before or after doing the ‘Tenants in Common’. All that matters is that both are done before first death.

Are there any circumstances in which Property Protection Trust Wills will not work?
If you both go into Long Term Care before you die then obviously the Wills never come into effect - a Will only comes into effect on death. You may want to consider how you cover yourselves in this eventuality.

The questionnaire assumes that we want to leave our estate (excluding the home, of course) to each other. What if this is not the case?
Click ‘Start Here’ again and on the first page instead of filling in your details click the ‘BACK’ button. Then select the 3rd option instead of the currently selected 2nd option. Then click ‘NEXT’ and carry on through the questionnaire.

If you have any questions that are not answered above then please use the ‘Contact/Talk to us’ link on the left hand side of this page.